I don't know how accurate either Over the Cap or Spotrac are right now because both/either might be already adjusting for tradess that haven't happened yet. I think tonight all the final accounting for the current league gets finalized, which will finalize rollover and all that.
But anyways when you're so far over you're generally not gonna do any restructuring. If Poles finally decides to use restructure levers he can do it later on as needed. The only teams restructuring now are generally ones who need to get into the black. Rest will wait and the only urgency is due dates of guarantee/vesting dates on things like roster bonuses that typically will occur within first 3-7 days of new league year.
Anyways Bears can afford to do anything. But as much as I'm a proponent of doing all the silly cap stuff I do think there becomes a excess within any current year. Not because the total leverage is too much, but it does create timing cliffs that can be arduous to manage. I just hope they overspend the cap by like 10% and then never stop doing that forever.