Hawaii and Kansas. They need to quit pretending that teams from the WAC, MAC, C-USA, Mountain West, and Sunbelt are D-I, this isn't basketball. In my opinion they should make D-Ia Big 10 SEC ACC Big 12 Pac 10 D-1b WAC MAC C-USA Mountain West Sun Belt Each division has a 10 team playoff, with the top two teams from each conference getting into the playoffs. The teams in each division only play schools in their division during the regular season and total records count for playoffs, not just conference records. Edit: Oh, and the money generated gets distributed evenly to all institutions in each division. These are places of higher learning after all. I think you are painting with a bit of a broad brush. The Sun Belt, MAC and CUSA (in its current form) can't compete, I agree. But the WAC (Boise, Hawaii, Fresno St) and Mountain West (BYU, Air Force, TCU, Utah and occassionaly Colorado St) conferences have solid, if not upper-level, DI programs.