IMO, I would never recommend buying a beginner set. Out of everyone I know that bought one (including junior/high school kids, adults starting out, etc), 95% either broke a club or dented their driver/fairway wood within 6 months of buying. They're just not quality work which is why they're super cheap. I always recommend getting an used big name brand iron set and driver/woods. You can even go back like 8 yrs for an iron set if needed to fit your budget. Pack has the right idea for your whiffs and tops. Just stay down on the ball. Count to 3 and then look at where your ball is going. It's the same way with putts. Most ppl look up to see where it's going too quick. As far as gimmes and putting out, it depends on what you're doing and who you're playing. I'm a 0 handicap and the guys I play with (all within 0-10 handicap) probably do gimmes (within a putter length unless it got a nasty break to it or it's for eagle/birdie) 90% of the time when we play. It's a big time saver when you do that. If you have a foursome and all 4 of the guys have around 3ft putts, it can take a couple mins to finish out due to each one having to putt in order, then get the ball out of the cup, or someone miss one and have to putt again whereas if you do gimmes, you're done and walking off the green. I bet you probably save at least 20-30 mins in a 18 hole round doing that as a foursome. Now if I'm playing by myself or just a twosome, I putt everything out just to practice and make sure you stay aggressive/firm on those short putts. For handicap, my highest score can be a double bogey because I'm a 0. If I was like a 3 handicap for example, it's still a double bogey except for the 3 hardest holes. You can have a triple bogey on those holes as you got a handicap stroke on those holes. If you're a 20 handicap, the 2 hardest holes can be a quad while the rest are triple. I hope that explains it a little better for you guys.