He is who he is, sure, but that's nowhere near who he is. Has there been a QB who at 31 became the player everyone thought he could be? If not, that will be the last word on Jay. Kurt Warner, Rich Gannon, Joe Thiesmann, Warren Moon... As was stated before, Moon and Warner never had the chance. That's irrelevant to your point, if you're saying age has something to do with it. I think it's assumed you can't blame a guy for not peaking until age 30 if he is bagging groceries in his 20s.