If it got anywhere close to happening, I would guess the NCAA would all of a sudden think a playoff is a great idea, and either set up their own, or get involved and sanction this one. If there were college teams play unsanctioned games for money, can't the NCAA bar that from happening? If anything I'd think they'd find a loophole that says doing something like that strips the athletes of their eligability even if the money isn't going to them. technically speaking, the BCS title game is unsanctioned