I don't know if this is true about the bears, but I remember hearing something like this about the Bengals a year or so ago when the topic of paying Jamar Chase came up. The reporter was saying it was hard for a team like the Bengals (whose owners aren't as rich as other owners) to sign big contracts because when you give a contract with guaranteed money, you have to put the guaranteed money in an escrow account. So in a player like Chase's case, whose contract had 112 million in guaranteed money, the owner has to have the liquidity to pay out 112 million at the time of signing, even if it will be paid to the player over a number of years. Maybe that is what they were referring to. Obviously the bears owners, like the Bengals, aren't as rich as many of the other team owners since their wealth has come from the team and not some outside source, but I have never heard that they don't have the money to do these things before.