To be fair, I don't believe he said the Cubs are in the 4th or 5th inning; just that the offseason is. And he's right. Now, I think they will end up with Bellinger and another RP, but it would not surprise me if they don't make a move for a 3B. As much as you want ol boy from MIN, he's been a sub-2 win player for 2 straight truncated years and you have to ask, how much more value would he provide over what we would put out there from our own roster? We all want awesome offense at every position but value is value and Hoyer understands that. The difference might be negligible or just not enough to prompt a move. If they don't get Chapman, I bet they stand still for 2024. Possibly they revisit the situation at the TDL for a short term answer, but I don't think they have nearly the impetus to improve that position as you hope that they would.
The organization might also be really high on Murray for all we know. He has had a steady linear progression and has a teriffic approach with visibly burgeoning power. He should probably be getting more industry respect TBH.