Tell that to all the boxers that are walking the streets. Tell that to Kareem Abdul Jabbar who was broke when his career ended. A guy's arm could fall off tomorrow and his career will be over. You get what you can get when you can get it. Period. I suppose these guys could live off the interest of their 4-5 million, but wouldn't they be giving up a significant portion of the lifestyle they had been living while they were still playing the game? Why give that up if you could live off the interest of even more than 4-5 million? To ask the question another way....... You're currently the manager of the McDonald's down the street. You make $13.00 an hour and get good benefits. You've been with McDonald's for 8 years now, and you're pretty pleased with how things have worked out for you. Are you so loyal to them that you would turn down $17.00 an hour to be the manager at Burger King with the same benefits? Is McDonald's treating you so well that you'd be willing to pass over $8,320 of increased annual income to keep grilling burgers? Do you like that "hometown discount"? To me, I think that my current employer is raking me over the coals and tomorrow I'll be broiling burgers instead of grilling them. Baseball isn't a job you can hold onto until you are age 65. Most players are out of the game before they reach 35. Some of these guys never got an education to speak of, and they will need to learn how to manage their money fast, or it will be gone as quickly as it came. And there is NO job that will pay them anywhere close to what they are getting now, so you get what you can get while you can. If you were in Zambrano's shoes, you'd be asking for as much as you could squeeze out of the Cubs. And you aren't just negotiating by yourself. You have your agent, your family members and the players union all making sure you take what you have coming. There is a huge difference between 17 bucks and hour and 13 per hour. There isn't a huge difference between 15M and 17M when talking about living comfortably. Plus, there are other factors that have to do with it, like moving your kids/family, new city, etc. And people don't like change to begin with. So, is getting that extra cash going to be worth it? Obviously, depends on the person.