Yeah, you get 3 for being at home. You don't think the Packers are 3.5 points better than the Bears? Maybe we'll get lucky and break Aaron Rodgers again, in that case I wouldn't mind losing the $20-$30 I'll actually bet. read what you just said and think it over again you get 3 for being at home the way you're putting it, that means the packers are 10 points (or 9.5 now) better...not 3.5. you don't typically make a whole lot of money giving points on big road favorites. yeah, sorry, my brain isn't working. either way, yes they're 9.5 points better than the Bears.