Yeah I'm not sure how insurance works, it just seems like there is something else there because I couldn't figure out why the Cubs kept him tied to the organization for seemingly no reason and why he didn't seem to mind. His side makes a little more sense now, and perhaps the Cubs gave permission to his agent to kick the tires around the league to see if he'd get a job after a DFA and came up empty. Still not clear on their end though, I don't think it's the option though because I don't see why they would have to pay that ahead of time when if DFA'd he theoretically could sign elsewhere and that team could end up picking up the option.